Spruce Mortgage is a leader in residential, second home, investment property mortgages and refinancing. As a Vermont-only mortgage broker, we pride ourselves on loyalty, integrity, and creativity. These characteristics provide an integral foundation for Spruce’s success.

Spruce Mortgage is a relationship-driven business, therefore, we strive to establish long-term, loyal relationships. You only think about home financing a few times in your life. We think about it every single day. It’s your home and your future. It’s our profession and our passion! We are ready to work for your best interest!