CHAD GRAY is a top producer for Spruce Mortgage. With nearly a decade of client-driven customer service experience, one of Chad’s greatest strengths is his passion for and his ability to develop relationships with his clients. He is truly enthusiastic about his profession and the result is that nearly 100% of his business is by referral from satisfied clients, trusted financial advisors, and the most experienced realtors in the Burlington area. Chad works closely with Nick Parent, a colleague and mortgage originator with Spruce Mortgage. They take a team approach to offer the best and most comprehensive services possible.

It’s not just a house, it’s your HOME…
In addition, to enjoying life in Vermont, I also enjoy guiding people through financing options that best suit their needs. My philosophy is that it is not just a house, but it is your home and your life. I can guide you in a way that gives you the confidence to make good informed decisions about one of the most important transactions you will ever make.

I can help you understand why your home is not just another monthly payment but is one of your most valuable financial tools that can help you achieve your dreams and the plans you envision for your future.

NICK PARENT is a top producer for Spruce Mortgage. Nick’s passion for working with people stands out every day. He is highly motivated and truly enthusiastic about his profession. The result is that nearly 100% of their business is by referral from satisfied clients, trusted financial advisors, and the most experienced realtors in the Burlington area. Nick works closely with Chad Gray, a colleague and mortgage originator with Spruce Mortgage. They take a team approach to offer the best and most comprehensive services possible.

We open doors…
I can help you open the door to your future by giving you the confidence to make good decisions about your home mortgage. I can help you understand why your home is not just another monthly payment but is one of your most valuable financial tools that can help you achieve your dreams and the plans you envision for your future.